North Carolina’s Bitcoin Move: Up to 5% in Reserves

In March 2025, North Carolina’s legislature introduced three bills allowing a portion of state funds to be invested in Bitcoin and other digital assets. According to proposal H506, up to 5% of the state’s reserves can be allocated to these instruments. Additional measures, such as S709, set similar thresholds, while the more ambitious H92 seeks to raise that limit to 10%.

Analysts see potential for higher returns through partial diversification. Based on preliminary estimates, if the state allocates $250 mln to digital assets, favorable market conditions could yield significant gains, thanks to Bitcoin’s volatility. Some experts note this policy could provide an alternative store of value amid rising inflation.

Nevertheless, lawmakers remain cautious, with plans to incorporate strict oversight and third-party audits to mitigate risk. A final vote on these bills is scheduled for the end of the month. Should they pass, North Carolina may serve as a model for other regions considering public investments in cryptocurrency.